3Line logo
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Your
Preferred
Payment
Partner

We are redefining how financial institutions and businesses move money, by making payments faster, safer, and more accessible for everyone.

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₦7 Million

processes Daily

180K+ SMEs

SMEs empowered through our partners

20K+

active terminals empowered through our partners

300+

financial institution empowered through our partners

99.9% uptime,

so your business never stops!

Interswitch
Union Bank
Access Bank
upUnified Bank
TAJ Bank
UBA
Zenith
Alerzo
NIBSS
stanbic
wema_bank
opay
Fidelity
Providus Bank
standard_char
Parralex
Sterling Bank
Optimus Bank
NowNow
PalmPay
Interswitch
Union Bank
Access Bank
upUnified Bank
TAJ Bank
UBA
Zenith
Alerzo
NIBSS
stanbic
wema_bank
opay
Fidelity
Providus Bank
standard_char
Parralex
Sterling Bank
Optimus Bank
NowNow
PalmPay

Transactions from Africa to the last mile

We provide the technology and infrastructure that powers agency banking, merchant payments, and seamless financial transactions. Whether you're a bank, a fintech, or a business, we're here to simplify your financial journey.

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North America Map
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Who we serve

We help financial institutions, businesses, and organizations deliver seamless payment and banking services.

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Whether it's making payments easier, reaching more people, or managing transactions smoothly,

our solutions ensure you serve your customers and communities efficiently.

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Our solutions

Ready to Transform Your Payments? Join the hundreds of financial institutions and businesses already growing with 3Line.

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SMEs

Get paid faster, access digital banking, and manage transactions in realtime.

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Enterprise

Optimize cash flow with secure, efficient, and scalable payment solutions.

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Individual

Experience fast, easy, and convenient payment options for your personal and everyday transactions.

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Ready to Transform
Your Payments?

Join the hundreds of financial institutions and businesses already growing with 3Line.

Get started
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Seamless Transactions, Every Time!

At 3Line, we understand that customers want flexibility when it comes to payments...

Seamless Transactions, Every Time!
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Card Payments

Whether it’s debit, credit, or prepaid cards, we make it easy for your customers to pay securely and efficiently.

Card Payments
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QR Codes

For customers without smartphones or internet access, USSD provides a simple and secure way to make payments.

QR Codes
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Payment Links

For customers without smartphones or internet access, USSD provides a simple and secure way to make payments.

Payment Links
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USSD

Provides a simple and secure way to make payments.

USSD
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Bank Transfers

Fast, reliable transfers that ensure your customers can pay directly from their bank accounts.

Bank Transfers
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Your security,
our priority

At 3Line, we take security seriously. Your transactions and data are protected by the highest standards in the industry.

Our Compliance

PCI DSS CompliantNigeria SecurityISO Certified

Case studies

See more
Market in Africa
Unity Bank Logo

How Unity Bank Expanded to Rural Areas with Gravity

Jan 31, 2025

Read case study
Venice Canal
Standard Chartered Logo

Medusa in Action: How a Retail Chain Cut Cash Handling by 70%

Jan 31, 2025

Read case study
Venice Canal
Interswitch Logo

Medusa in Action: How a Retail Chain Cut Cash Handling by 70%

Jan 31, 2025

Read case study